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Pupil funds and loans for studies in Sweden

Pupil funds and loans for studies in Sweden

Pupil funds and loans are meant for students who’re their studies at e.g. college university, college or vocational college. You can also apply for student grants and loans for studies at compulsory and upper secondary level at Komvux (adult education college) or folk high school if you are over the age of 20.

Dining dining Table of articles

  • Information because of the Corona virus
  • Size of grants and loans you’ll get
  • Needs and conditions
  • Application, research payment and assurance
  • Offer notification in the event that you feel sick or if any such thing modifications
  • Repaying the pupil loan
  • Appealing against a determination by CSN

Pupil funds and loans for studies in Sweden

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The mortgage you must repay. You’ll decide to use entirely for the grant, if you don’t wish to simply just take a loan out. The loan includes a low-value interest and doesn’t require any protection, and you’re in a position to repay it over a period that is long. In 2020, the interest price is 0.16 %.

Information as a result of Corona virus

Read more about how precisely the Corona virus affect the pupil funds and loans from CSN.

Size of funds and loans it is possible to get

exactly exactly How big the funds and student education loans you can receive depends e.g. on

  • your rate of study ( part-time or full-time)
  • how many months you’re learning for
  • the dimensions of your revenue.
Funds and figuratively speaking, 2020 (examples for various amounts of weeks)

1 week, SEK 4 months, SEK 20 weeks, SEK
Grant 823 3 292 16 460
Student loan 1 892 7 568 37 840
Total 2 715 10 860 54 300

Other funds and loans as you are able to make an application for

Some pupils can get more grants or borrow additional money.

  • You can apply for extra child allowance if you have custody of children under the age of 18.
  • You can apply for a supplementary loan if you have worked in the past and received a certain minimum income. It is possible to get this as of the 12 months you turn 25.
  • You may receive an increased grant element in your student aid if you are studying at compulsory or upper secondary level and satisfy certain conditions. It is possible to get this if you’re studying on a complementary academic programme leading up to a subject teacher’s degree. You are entitled to the increased grant, so you do not need to apply for it when you apply for student grants and loans, CSN checks whether.
  • You can in certain cases apply for an additional loan if you have additional costs associated with your studies. For example, you may have charges for dual housing or for specific trips.

In case your earnings surpasses the earnings restriction

The earnings limitation temporarily eliminated during 2020

Because of the Corona crisis the earnings restriction is temporarily eliminated during 2020, in the event that you learn with student funds and loans ( studiemedel ). Which means your earnings during 2020 will maybe maybe not impact just how much pupil funds and loans you’ll get.

You might get earnings up up to a certain quantity without your pupil funds and loans being impacted. The earnings restriction is determined per calendar half-year, January-June or July-December. When your earnings surpasses the earnings limitation, you’re not entitled to the same level of funds and loans.

The earnings limitation is determined by exactly how weeks you might be learning for and whether you might be learning full-time or part-time. The income limit is SEK 90 075 for example, if you are going to studying full-time with student grants and loans for 20 weeks in a calendar half-year. You can observe your earnings limit within the choice you can get from CSN.

Demands and conditions

Different demands and conditions should be pleased to ensure that you to definitely be entitled to student help.

  • The training you shall be going to must give the entitlement to pupil finance.
  • You need to be registered in your courses.
  • Your studies must certanly be at the very minimum 50 percent of full-time and must endure for at the minimum three days.
  • You must be underneath the chronilogical age of 57. The entitlement to borrow decreases from the 12 months you turn 47.
  • you’ll perhaps perhaps not get particular other advantages at the time that is same getting pupil funds and loans, such as task help, sickness advantage and introduction advantage.
  • You’ll just receive pupil grants and loans for a restricted period of time. How long is dependent upon the training level that you might be studying:
    • University university, college or other education that is post-secondary a optimum of 240 days
    • Upper level that is secondary a optimum of 80 or 120 days, dependent on your past training
    • Compulsory college degree: at the most https://speedyloan.net/uk/payday-loans-dby 40, 80 or 100 months, dependent on your past training and exactly what you’re studying.
  • For those who have formerly examined with student grants and loans or an education entry grant, you need to have pleased certain requirements as to credits to be able to get brand new pupil funds and loans. Certain needs credits that are regarding dependent on which program you might be learning.
  • When you yourself have unpaid yearly charges or needs for longer than one duration, may very well not get pupil funds and loan. Contact CSN to find out more.
  • If you should be planning to learn abroad, special rules use.

Extra stipulations for international residents

You also need to satisfy special conditions in order to be entitled to Swedish student finance if you are a foreign citizen. You will usually be entitled to Swedish student finance if you have a permanent residence permit and live in Sweden.

Because you have refugee status or similar, you are also usually entitled to Swedish student finance if you have received a temporary residence permit from the Swedish Migration Agency.

In addition, various rules use according to whether you might be a resident of the nation within or away from EU/EEA or Switzerland.

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